Notary Closing - In-Person vs. eNotary

In compliance with federal and state requirements, you will either have a mobile notary session or an eNotary session. 

In-Person Notary – If your state or county does not allow for an eNotary session, our closing department will request a finalized closing date from all borrowers/signers and our third-party notary company will send someone out to complete the notary closing. 

The borrower can schedule their in-person notary closing no sooner that 8am of the 2^nd business day. For example, they schedule at 3pm on Monday, the earliest closing date they'll see available would be 8am Wednesday. 

States that Require In-Person Notary

• Connecticut 
• Georgia
• Maryland 
• Massachusetts
• South Carolina
• Texas (Second liens and investment properties are eligible for RON in TX, provided there is no Power of Attorney (POA) or Trust involved. The county must also allow RON recording)

eNotary – If your state or county does allow for an eNotary session, our closing department will request a finalized closing date for all borrowers/signers. Each person will receive instructions to their email on how to connect with the eNotary.  

• eNotary Requirements – you will need the following if you have an eNotary closing
  • Internet Access
  • Valid, non-expired ID to present to notary
  • Working Camera for Video Call
  • Internet Browser that is up-to-date

States that generally allow eNotary

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Delaware
• District of Columbia
• Florida
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana
• Maine
• Michigan
• Minnesota
• Mississippi
• Missouri
• Montana
• Nebraska
• Nevada
• New Hampshire
• New Jersey
• New Mexico
• New York
• North Carolina
• North Dakota
• Ohio
• Oklahoma
• Oregon
• Pennsylvania
• Rhode Island
• South Dakota
• Tennessee
• Utah
• Vermont
• Virginia
• Washington
• West Virginia
• Wisconsin
• Wyoming