Origination Fee

The origination fee on our HELOC varies by state, lien position, and whether the property has been listed for sale in the last 60 days

Alabama

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Alaska

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Arizona

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Arkansas

Property Listed for Sale 

Origination Fee - 4.74%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.74%

2nd Lien

Origination Fee - 2.74%

California

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Colorado

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Connecticut

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

DC

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 3%

2nd Lien

Origination Fee - 3%

Delaware

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Florida

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Georgia

Property Listed for Sale 

Origination Fee - 4.95%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.95%

2nd Lien

Origination Fee - 2.95%

Loan Amounts $25,000-$64,999

Origination Fee - 2.85%

Hawaii

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Idaho

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Illinois

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 2.95%

2nd Lien

Origination Fee - 2.95%

Loan Amounts $25,000-$64,999

Origination Fee - 2.85%

Indiana

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 2.00%

2nd Lien

Origination Fee - 2.00%

Iowa

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 2.00%

2nd Lien

Origination Fee - 2.00%

Kansas

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Kentucky

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Louisiana

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 0%

2nd Lien

Origination Fee - 0%

Maine

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 0%

2nd Lien

Origination Fee - 0%

Maryland

Property Listed for Sale 

Origination Fee - 3.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.00%

2nd Lien

Origination Fee - 2.00%

Massachusetts

Property Listed for Sale 

Origination Fee - 4.95%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.95%

2nd Lien

Origination Fee - 2.95%

Loan Amounts $25,000-$64,999

Origination Fee - 2.85%

Michigan

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Minnesota

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Mississippi

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Missouri

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Montana

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Nebraska

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Nevada

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

New Hampshire

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

New Jersey

Property Listed for Sale 

Origination Fee - 4.30%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.30%

2nd Lien

Origination Fee - 2.30%

New Mexico

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.85%

2nd Lien

Origination Fee - 2.99%

New York

Property Listed for Sale 

Origination Fee - 4.74%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.74%

2nd Lien

Origination Fee - 2.74%

North Carolina

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 1.00%

2nd Lien

Origination Fee - 2.00%

North Dakota

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Ohio

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Oklahoma

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Oregon

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Pennsylvania

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 2.75%

2nd Lien

Origination Fee - 2.75%

Rhode Island

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 0%

2nd Lien

Origination Fee - 0%

South Carolina

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

South Dakota

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Tennessee

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 0%

2nd Lien

Origination Fee - 0%

Texas

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 2.00%

2nd Lien

Origination Fee - 2.00%

Utah

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Vermont

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 0%

2nd Lien

Origination Fee - 0%

Virginia

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Washington

Property Listed for Sale 

Ineligible

Property Not Listed for Sale

1st Lien

Origination Fee - 1.75%

2nd Lien

Origination Fee - 1.75%

Wisconsin

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

West Virginia

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%

Wyoming

Property Listed for Sale 

Origination Fee - 4.99%

Property Not Listed for Sale

1st Lien

Origination Fee - 2.99%

2nd Lien

Origination Fee - 2.99%